Want a raise? These five things could net you more cash

“Talk into your phone, talk to a friend, do a mock conversation,” Salemi said. More from Invest In You:Here’s how to figure out your net worthFive ways to get the most out of your awesome raiseGot debt? Your boss wants to help with that”Go in knowing you may not get a yes or a no,” Salemi said. Be sure to mark your calendar with reminders to ask what the status is. If you do get a raise, ask when it will be implemented, and if it is retroactive.


“Talk into your phone, talk to a friend, do a mock conversation,” Salemi said. More from Invest In You:Here’s how to figure out your net worthFive ways to get the most out of your awesome raiseGot debt? Your boss wants to help with that”Go in knowing you may not get a yes or a no,” Salemi said. Be sure to mark your calendar with reminders to ask what the status is. If you do get a raise, ask when it will be implemented, and if it is retroactive.
Want a raise? These five things could net you more cash Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-02-12  Authors: jill cornfield, audtakorn sutarmjam, eyeem, getty images, -vicki salemi, career expert at monstercom
Keywords: news, cnbc, companies, cash, net, youheres, raise, ask, things, wants, ways, yes, worthfive, talk, salemi, boss, valuable


Want a raise? These five things could net you more cash

Nervous? Practice your pitch so it gets easier. “Talk into your phone, talk to a friend, do a mock conversation,” Salemi said.

Be ready for a range of responses, from your boss agreeing you are valuable and deserve more to your boss saying the budget just isn’t there even though your points are valid.

More from Invest In You:

Here’s how to figure out your net worth

Five ways to get the most out of your awesome raise

Got debt? Your boss wants to help with that

“Go in knowing you may not get a yes or a no,” Salemi said. “The no is usually quick, and a yes will take follow-up.”

Be sure to mark your calendar with reminders to ask what the status is. If you do get a raise, ask when it will be implemented, and if it is retroactive.


Company: cnbc, Activity: cnbc, Date: 2019-02-12  Authors: jill cornfield, audtakorn sutarmjam, eyeem, getty images, -vicki salemi, career expert at monstercom
Keywords: news, cnbc, companies, cash, net, youheres, raise, ask, things, wants, ways, yes, worthfive, talk, salemi, boss, valuable


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$60 to $70 is a fair price for a barrel of oil, Egypt’s petroleum minister says

There is a fair price for a barrel of oil and OPEC and its non-OPEC partners are close to achieving it through their deal to cut production, according to Egypt’s Petroleum Minister Tarek El-Molla. “It is in the range between $60 and $70 a barrel … somewhere in this bracket of price,” El Molla told CNBC on Sunday when asked if oil prices were at an acceptable level to keep producers and consumers happy. If we see prices go down below a certain price then we will see a slowdown in investments,” he


There is a fair price for a barrel of oil and OPEC and its non-OPEC partners are close to achieving it through their deal to cut production, according to Egypt’s Petroleum Minister Tarek El-Molla. “It is in the range between $60 and $70 a barrel … somewhere in this bracket of price,” El Molla told CNBC on Sunday when asked if oil prices were at an acceptable level to keep producers and consumers happy. If we see prices go down below a certain price then we will see a slowdown in investments,” he
$60 to $70 is a fair price for a barrel of oil, Egypt’s petroleum minister says Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-02-11  Authors: holly ellyatt, mohd jailanee othman, eyeem, getty images
Keywords: news, cnbc, companies, barrels, production, fair, million, egypts, barrel, minister, 60, prices, producers, day, petroleum, opec, oil, price, 70


$60 to $70 is a fair price for a barrel of oil, Egypt's petroleum minister says

There is a fair price for a barrel of oil and OPEC and its non-OPEC partners are close to achieving it through their deal to cut production, according to Egypt’s Petroleum Minister Tarek El-Molla.

“It is in the range between $60 and $70 a barrel … somewhere in this bracket of price,” El Molla told CNBC on Sunday when asked if oil prices were at an acceptable level to keep producers and consumers happy.

“If prices of crude increase significantly we would start to see inflation and an exaggeration in the slowdown in consumption from the other side. If we see prices go down below a certain price then we will see a slowdown in investments,” he said.

“So, actually, the fair equation is to have a balanced price between the producers and the consumers whereby each party is happy and to continue the growth of the global economy.”

Egypt is a significant oil and natural gas producer in the Middle East although it’s not a member of OPEC and its output is dwarfed by members of the oil producing group and other non-OPEC producers like Russia.

Egypt is aiming to boost production modestly in 2019, to 670,000 barrels a day, although its output still trails that of others in the region. The latest figures from OPEC’s monthly report in January showed that Egypt’s oil producing neighbors to the west, Libya and Algeria, produced 928,000 barrels a day and a million barrels a day respectively in December. OPEC lynchpin Saudi Arabia produced 10.5 million barrels a day.

OPEC and non-OPEC producers including Russia (collectively known as ‘OPEC plus’) have collaborated in recent years on cutting or increasing their oil production in a bid to stabilize oil prices which have been volatile since 2014.

They last agreed in December to cut oil production by 1.2 million barrels a day in order to put a floor under prices, which have fallen due to rising oil supply and lackluster demand amid an uncertain global growth outlook.

On Monday morning, Brent crude futures were trading at $61.87 a barrel while West Texas Intermediate (WTI) crude futures was trading at $52.25 a barrel. Prices took a dip in the early trading session on Monday after data showed drilling activity in the U.S., now the world’s largest oil producer, had increased again, pointing higher production.

The OPEC-Plus deal has not yet been realized fully with Russia slower to meet the desired output cut. Once the 1.2 million barrel a day cut was reached, El Molla said “I think it will adjust, and reach, the desired outcome of price.”

Speaking to CNBC’s Dan Murphy at the Egypt Petroleum Show, ‘EGYPS, ‘taking place in Cairo, El Molla said oil markets were “somehow close” to a price that can keep both oil producers happy because although oil prices have fallen from peaks of around $114 a barrel in mid-2014, production costs have also fallen with technological advances.

“With the advancement of technology, new ways of producing oil have added new volumes to the market and this technology means you’re reducing the cost per barrel, and what might have been accepted a few years ago back when we were talking about $100, or $90 or $80, a barrel oil wouldn’t be accepted now.”


Company: cnbc, Activity: cnbc, Date: 2019-02-11  Authors: holly ellyatt, mohd jailanee othman, eyeem, getty images
Keywords: news, cnbc, companies, barrels, production, fair, million, egypts, barrel, minister, 60, prices, producers, day, petroleum, opec, oil, price, 70


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3 tips to help you boost your tax-free income in retirement

Perhaps two of the sweetest words retirees long to hear are “tax free.” Though workers are told to put every spare pre-tax cent into a traditional 401(k) at work, the reality is that once the time comes to tap that account for income in retirement, income taxes will follow. Here’s the bright side: You can create a pool of tax-free retirement income. Say hello to the Roth 401(k): You pay taxes upfront on your savings, have them accumulate tax-free and then take withdrawals free of taxes in retire


Perhaps two of the sweetest words retirees long to hear are “tax free.” Though workers are told to put every spare pre-tax cent into a traditional 401(k) at work, the reality is that once the time comes to tap that account for income in retirement, income taxes will follow. Here’s the bright side: You can create a pool of tax-free retirement income. Say hello to the Roth 401(k): You pay taxes upfront on your savings, have them accumulate tax-free and then take withdrawals free of taxes in retire
3 tips to help you boost your tax-free income in retirement Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-02-08  Authors: darla mercado, caiaimage robert daly, getty images, karl tapales, sawitree pamee eyeem, thanagon karaket, eyeem
Keywords: news, cnbc, companies, income, 401k, youre, long, help, boost, work, worksay, retirement, taxes, roth, tips, taxfree


3 tips to help you boost your tax-free income in retirement

Perhaps two of the sweetest words retirees long to hear are “tax free.”

Though workers are told to put every spare pre-tax cent into a traditional 401(k) at work, the reality is that once the time comes to tap that account for income in retirement, income taxes will follow.

Here’s the bright side: You can create a pool of tax-free retirement income. If you’re lucky enough, you can even do it at work.

Say hello to the Roth 401(k): You pay taxes upfront on your savings, have them accumulate tax-free and then take withdrawals free of taxes in retirement, as long as you meet certain conditions.

This year, you might even spot one of these plans at work. Nearly 85 percent of the 106 employers polled by Callan said they offered Roth 401(k) accounts in 2018.


Company: cnbc, Activity: cnbc, Date: 2019-02-08  Authors: darla mercado, caiaimage robert daly, getty images, karl tapales, sawitree pamee eyeem, thanagon karaket, eyeem
Keywords: news, cnbc, companies, income, 401k, youre, long, help, boost, work, worksay, retirement, taxes, roth, tips, taxfree


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4 of the 5 most affordable retirement spots are in this state

When 55places.com, an online resource for active adult communities in the U.S., identified the most affordable places to retire in 2019, one sun-drenched state — Florida — stood out by landing four of the top five spots. 1 perch, which went to the most populous city in a much chillier Midwestern state: Sioux Falls, South Dakota. To craft its list, 55places considered the cost of living, median home prices, state tax laws, local health-care options, the availability of 55-plus communities and pub


When 55places.com, an online resource for active adult communities in the U.S., identified the most affordable places to retire in 2019, one sun-drenched state — Florida — stood out by landing four of the top five spots. 1 perch, which went to the most populous city in a much chillier Midwestern state: Sioux Falls, South Dakota. To craft its list, 55places considered the cost of living, median home prices, state tax laws, local health-care options, the availability of 55-plus communities and pub
4 of the 5 most affordable retirement spots are in this state Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-02-06  Authors: kenneth kiesnoski, alexander nicholson, digitalvision, getty images, andras szada, eyeem, henryk sadura, tetra images, denis jr tangney
Keywords: news, cnbc, companies, sundrenched, living, state, retirement, 55placescom, communities, zillowcom, spots, options, transit, went, affordable, tax


4 of the 5 most affordable retirement spots are in this state

When 55places.com, an online resource for active adult communities in the U.S., identified the most affordable places to retire in 2019, one sun-drenched state — Florida — stood out by landing four of the top five spots.

But not the No. 1 perch, which went to the most populous city in a much chillier Midwestern state: Sioux Falls, South Dakota.

To craft its list, 55places considered the cost of living, median home prices, state tax laws, local health-care options, the availability of 55-plus communities and public transit options. According to the site, “the cities named not only offer reasonable housing costs, but also provide exciting amenities and healthy living options.”

Sources: 55places.com, Zillow.com, Avalara.com


Company: cnbc, Activity: cnbc, Date: 2019-02-06  Authors: kenneth kiesnoski, alexander nicholson, digitalvision, getty images, andras szada, eyeem, henryk sadura, tetra images, denis jr tangney
Keywords: news, cnbc, companies, sundrenched, living, state, retirement, 55placescom, communities, zillowcom, spots, options, transit, went, affordable, tax


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It turns out the World Record Egg was created by a 29-year-old advertising creative

The creators of the World Record Egg, which some marketers have estimated opened a multi-million dollar advertising opportunity, was created by advertisers after all. But the revelation that the egg was created by an advertising creative suggests the inventor understood the buzz it could create. The commercial appears to be an extension of the account’s mental health initiatives, which include donating a cut of merchandise proceeds to mental health charities. The ad directs viewers to the websit


The creators of the World Record Egg, which some marketers have estimated opened a multi-million dollar advertising opportunity, was created by advertisers after all. But the revelation that the egg was created by an advertising creative suggests the inventor understood the buzz it could create. The commercial appears to be an extension of the account’s mental health initiatives, which include donating a cut of merchandise proceeds to mental health charities. The ad directs viewers to the websit
It turns out the World Record Egg was created by a 29-year-old advertising creative Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-02-04  Authors: lauren feiner, ismail sadiron, eyeem, getty images
Keywords: news, cnbc, companies, commercial, 29yearold, created, times, turns, advertising, record, told, world, health, creative, mental, opportunity, egg


It turns out the World Record Egg was created by a 29-year-old advertising creative

The creators of the World Record Egg, which some marketers have estimated opened a multi-million dollar advertising opportunity, was created by advertisers after all.

The account, which cracked Kylie Jenner’s record for the most ever Instagram likes on a photo, was developed by 29-year-old advertising creative Chris Godfrey, with help from friends Alissa Khan-Whelan and C.J. Brown, The New York Times reported Sunday. Before The Times revealed the identity of the people behind the account, many tried to take credit for its invention. Marketers told The Atlantic the opportunity to crack out of the famed egg could be worth as much as $10 million to a brand.

The egg’s creators said those claims of the opportunity’s value were “greatly exaggerated,” according to The Times. But the revelation that the egg was created by an advertising creative suggests the inventor understood the buzz it could create. Godfrey, who works for The & Partnership in London, told The Times he chose an egg for the universality of the object and said he was inspired by Jenner’s record-setting photo. The original egg photo had over 52 million likes as of Monday.

Now, the egg has its own commercial, produced and aired with streaming service Hulu. The commercial appears to be an extension of the account’s mental health initiatives, which include donating a cut of merchandise proceeds to mental health charities. In the commercial, the words, “The pressure of social media is getting to me” appear above an image of a cracked egg. The ad directs viewers to the website of Mental Health America, a nonprofit dedicated to helping people with mental illnesses. An MHA spokesperson told CNBC the World Record Egg reached for permission to list the organization’s site in the video, but MHA was not involved in the production of the commercial.


Company: cnbc, Activity: cnbc, Date: 2019-02-04  Authors: lauren feiner, ismail sadiron, eyeem, getty images
Keywords: news, cnbc, companies, commercial, 29yearold, created, times, turns, advertising, record, told, world, health, creative, mental, opportunity, egg


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Cambodia is the cheapest place to retire aboard. Here are the other 4

“Once you have a clear picture of what you’re really looking for, then it’s easier to pinpoint the spots that might make the most sense for you — and eliminate the ones that don’t.” However, grabbing the passport and heading abroad to spend retirement years overseas may not be the right move for everyone. Stevens suggests having a clear idea of your priorities when considering a move, such as cultural offerings, cost of living, weather or proximity to home. “Once you have a clear picture of what


“Once you have a clear picture of what you’re really looking for, then it’s easier to pinpoint the spots that might make the most sense for you — and eliminate the ones that don’t.” However, grabbing the passport and heading abroad to spend retirement years overseas may not be the right move for everyone. Stevens suggests having a clear idea of your priorities when considering a move, such as cultural offerings, cost of living, weather or proximity to home. “Once you have a clear picture of what
Cambodia is the cheapest place to retire aboard. Here are the other 4 Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-02-01  Authors: michelle fox, ashit desai, moment, getty images, vu long, eyeem, marco bottigelli, west, peter langer, -jennifer stevens
Keywords: news, cnbc, companies, picture, youre, cheapest, clear, pinpoint, really, cambodia, place, living, sense, aboard, ones, retirement, retire, spots


Cambodia is the cheapest place to retire aboard. Here are the other 4

“Once you have a clear picture of what you’re really looking for, then it’s easier to pinpoint the spots that might make the most sense for you — and eliminate the ones that don’t.”

However, grabbing the passport and heading abroad to spend retirement years overseas may not be the right move for everyone. There are several things to consider, such as the health-care system in the country you’re bound for and how an international relocation will affect your taxes.

Stevens suggests having a clear idea of your priorities when considering a move, such as cultural offerings, cost of living, weather or proximity to home.

“Once you have a clear picture of what you’re really looking for, then it’s easier to pinpoint the spots that might make the most sense for you — and eliminate the ones that don’t,” she said.

Then, visit for a while to take it for test run, she added.

If you have the travel bug — but don’t want to move full-time — you can always take a month or more a year to enjoy some of the advantages of living in a foreign country.

With that in mind, here are the five cheapest locations to consider spending your retirement in 2019, according to International Living.


Company: cnbc, Activity: cnbc, Date: 2019-02-01  Authors: michelle fox, ashit desai, moment, getty images, vu long, eyeem, marco bottigelli, west, peter langer, -jennifer stevens
Keywords: news, cnbc, companies, picture, youre, cheapest, clear, pinpoint, really, cambodia, place, living, sense, aboard, ones, retirement, retire, spots


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Forget the US and Asia, the top 5 countries for expats are in Europe and the Middle East

If you plan to embark on a new career move this year, you should try casting your eye to Europe or the Middle East. That’s according to a new report from HSBC, which found that the top five countries for expat workers were all outside North America and Asia. It found that select nations in the Europe, Middle East and Africa (EMEA) region scored most highly. Notable expat destinations in Asia and North America — such as the U.S., Canada and Hong Kong — also made gains this year and appeared in th


If you plan to embark on a new career move this year, you should try casting your eye to Europe or the Middle East. That’s according to a new report from HSBC, which found that the top five countries for expat workers were all outside North America and Asia. It found that select nations in the Europe, Middle East and Africa (EMEA) region scored most highly. Notable expat destinations in Asia and North America — such as the U.S., Canada and Hong Kong — also made gains this year and appeared in th
Forget the US and Asia, the top 5 countries for expats are in Europe and the Middle East Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-01-08  Authors: karen gilchrist, david jrg engel, eyeem, eyeem premium, getty images, shanshihan, moment, jorg greuel, stone, laurie noble
Keywords: news, cnbc, companies, region, forget, north, europe, countries, workers, asia, middle, destinations, report, expats, east, expat


Forget the US and Asia, the top 5 countries for expats are in Europe and the Middle East

If you plan to embark on a new career move this year, you should try casting your eye to Europe or the Middle East. That’s according to a new report from HSBC, which found that the top five countries for expat workers were all outside North America and Asia.

Based on responses from 22,318 expats working in 163 countries, the report measured those destinations deemed best for international workers along a series of metrics — such as work/life balance, earnings prospects and career development. It found that select nations in the Europe, Middle East and Africa (EMEA) region scored most highly.

Strong salaries, positive work cultures, job security and personal fulfillment opportunities all enabled the region to jump forward in the bank’s annual list and gain the top spots. Notable expat destinations in Asia and North America — such as the U.S., Canada and Hong Kong — also made gains this year and appeared in the top 10. But Singapore saw a drop this year, missing out on the top five to take its place among the final 10.


Company: cnbc, Activity: cnbc, Date: 2019-01-08  Authors: karen gilchrist, david jrg engel, eyeem, eyeem premium, getty images, shanshihan, moment, jorg greuel, stone, laurie noble
Keywords: news, cnbc, companies, region, forget, north, europe, countries, workers, asia, middle, destinations, report, expats, east, expat


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Five smart investment moves to make as a bear market looms

And that adage applies to the current stock sell-off, according to financial advisors. That is because that decision will likely be based on emotions, according to Douglas Boneparth, president and founder of Bone Fide Wealth. “Even if you’re proven to be right, you’re still going to have an extremely hard time getting back in,” Boneparth, a certified financial planner, said. And as the market hovers near bear market territory, more dramatic losses could be to come. There are some things to keep


And that adage applies to the current stock sell-off, according to financial advisors. That is because that decision will likely be based on emotions, according to Douglas Boneparth, president and founder of Bone Fide Wealth. “Even if you’re proven to be right, you’re still going to have an extremely hard time getting back in,” Boneparth, a certified financial planner, said. And as the market hovers near bear market territory, more dramatic losses could be to come. There are some things to keep
Five smart investment moves to make as a bear market looms Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-12-26  Authors: lorie konish, sean brophy, eyeem, getty images
Keywords: news, cnbc, companies, market, smart, boneparth, moves, right, youre, likely, bear, youve, selloff, worst, financial, according, looms, investment


Five smart investment moves to make as a bear market looms

You’ve heard it before: Just because everyone else is doing it doesn’t mean you should.

And that adage applies to the current stock sell-off, according to financial advisors. Panicked selling will likely be a big mistake.

That is because that decision will likely be based on emotions, according to Douglas Boneparth, president and founder of Bone Fide Wealth.

“Even if you’re proven to be right, you’re still going to have an extremely hard time getting back in,” Boneparth, a certified financial planner, said. “No one ever does that at the right time.”

That advice comes as stocks saw the worst Christmas Eve sell-off in history on Monday. And as the market hovers near bear market territory, more dramatic losses could be to come.

There are some things to keep in mind in this new market environment.


Company: cnbc, Activity: cnbc, Date: 2018-12-26  Authors: lorie konish, sean brophy, eyeem, getty images
Keywords: news, cnbc, companies, market, smart, boneparth, moves, right, youre, likely, bear, youve, selloff, worst, financial, according, looms, investment


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How to move apartments on a budget

Shipside added that if you have kids who are old enough to help, find age-appropriate tasks so they can feel a part of the move. Joshua Becker, founder of Becoming Minimalist and author of ‘The Minimalist Home’, told CNBC he would definitely recommend asking friends to help out. Your friends, almost certainly, don’t want to help you pack up boxes from your bedroom, bathroom, or kitchen. You fill the boxes before they get there and allow them to help packing the vehicles and driving across town,”


Shipside added that if you have kids who are old enough to help, find age-appropriate tasks so they can feel a part of the move. Joshua Becker, founder of Becoming Minimalist and author of ‘The Minimalist Home’, told CNBC he would definitely recommend asking friends to help out. Your friends, almost certainly, don’t want to help you pack up boxes from your bedroom, bathroom, or kitchen. You fill the boxes before they get there and allow them to help packing the vehicles and driving across town,”
How to move apartments on a budget Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-12-20  Authors: alexandra gibbs, sonja flemming cbs photo archive, cbs, getty images, nbc, andrea parisi, eyeem, adam rose abc, disney abc television group
Keywords: news, cnbc, companies, provide, apartments, pack, shipside, friends, moving, minimalist, budget, packing, rightmove, help, boxes


How to move apartments on a budget

“For those who cannot afford to hire a van, ask friends to help out with other distractions (like children and pets), whilst you concentrate on the job of moving,” Miles Shipside, a property expert at U.K. real estate website Rightmove said, adding that this can let you concentrate on moving more “quickly and efficiently.”

Shipside added that if you have kids who are old enough to help, find age-appropriate tasks so they can feel a part of the move. Joshua Becker, founder of Becoming Minimalist and author of ‘The Minimalist Home’, told CNBC he would definitely recommend asking friends to help out.

“Make an event out of it. Provide the pizza and soda while they provide the arms and wheels. But do your packing before they get there. Your friends, almost certainly, don’t want to help you pack up boxes from your bedroom, bathroom, or kitchen. You fill the boxes before they get there and allow them to help packing the vehicles and driving across town,” said Becker. He added that the financial savings will likely be significant.

Friends may even do it all for free — if you promise to return the favor someday.

If you do decide to go it alone however, Rightmove suggests that you should start moving preparations “at least a week before and pack a few boxes each night.”

“Ensure you label all the boxes with what room they will be going to in your new house — this will help immensely on move day,” said Shipside, adding that when it comes to the first night in the new place, pack the essentials and make the bed, so this can help you “feel revived and ready to crack on again in the morning.”


Company: cnbc, Activity: cnbc, Date: 2018-12-20  Authors: alexandra gibbs, sonja flemming cbs photo archive, cbs, getty images, nbc, andrea parisi, eyeem, adam rose abc, disney abc television group
Keywords: news, cnbc, companies, provide, apartments, pack, shipside, friends, moving, minimalist, budget, packing, rightmove, help, boxes


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