October can be spooky for investors — here’s why experts say not to worry

October has a spooky reputation with investors, but experts say there’s no need to fear the stock market. This month has sometimes been horrifying, historically: Over the past century, three of the darkest days on Wall Street all happened during October. That day, now known as “Black Monday,” “was the worst single-day drop, percentage-wise, in history.” There’s another reason October has a bad reputation, says Lambert: “Market volatility, historically, is higher” in October. “Volatility implies


October has a spooky reputation with investors, but experts say there’s no need to fear the stock market. This month has sometimes been horrifying, historically: Over the past century, three of the darkest days on Wall Street all happened during October. That day, now known as “Black Monday,” “was the worst single-day drop, percentage-wise, in history.” There’s another reason October has a bad reputation, says Lambert: “Market volatility, historically, is higher” in October. “Volatility implies
October can be spooky for investors — here’s why experts say not to worry Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-10-09  Authors: sam becker, anna-louise jackson
Keywords: news, cnbc, companies, investors, say, spooky, reputation, worst, historically, fear, volatility, worry, great, market, day, heres, lambert, financial, experts


October can be spooky for investors — here's why experts say not to worry

October has a spooky reputation with investors, but experts say there’s no need to fear the stock market.

This month has sometimes been horrifying, historically: Over the past century, three of the darkest days on Wall Street all happened during October.

“The big one is October 1987, when the Dow plunged 22% in a single day,” says Jason Lambert, the president and CEO of Northwest Financial & Tax Solutions, near Portland, Oregon. That day, now known as “Black Monday,” “was the worst single-day drop, percentage-wise, in history.”

The Great Depression began after a market crash in October 1929 and the financial crisis that sparked the Great Recession started with an October market meltdown in 2008.

There’s another reason October has a bad reputation, says Lambert: “Market volatility, historically, is higher” in October. “Volatility implies fear,” he says, “even if it doesn’t mean that the market is moving up or down.”


Company: cnbc, Activity: cnbc, Date: 2019-10-09  Authors: sam becker, anna-louise jackson
Keywords: news, cnbc, companies, investors, say, spooky, reputation, worst, historically, fear, volatility, worry, great, market, day, heres, lambert, financial, experts


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‘American Idol’s’ Adam Lambert listed his LA home for $3.35 million — take a look inside

Singer-songwriter Adam Lambert has put his West Hollywood Hills home on the market for $3.35 million. Built in 1947, the home has been renovated and expanded to nearly 4,000 square feet. It has three bedrooms, three-and-a-half bathrooms, formal rooms, family rooms and a chef’s kitchen, according to the listing. The property is gated, sitting above Sunset Strip on a 9,262 square foot lot. Outside is an outdoor living space, a fire pit, reflecting pools and a spa.


Singer-songwriter Adam Lambert has put his West Hollywood Hills home on the market for $3.35 million. Built in 1947, the home has been renovated and expanded to nearly 4,000 square feet. It has three bedrooms, three-and-a-half bathrooms, formal rooms, family rooms and a chef’s kitchen, according to the listing. The property is gated, sitting above Sunset Strip on a 9,262 square foot lot. Outside is an outdoor living space, a fire pit, reflecting pools and a spa.
‘American Idol’s’ Adam Lambert listed his LA home for $3.35 million — take a look inside Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-09-09  Authors: taylor locke
Keywords: news, cnbc, companies, west, million, touring, look, 335, according, listed, timesbuilt, tour, american, square, inside, idols, lambert, adam, rooms, sunset, threeandahalf


'American Idol's' Adam Lambert listed his LA home for $3.35 million — take a look inside

Singer-songwriter Adam Lambert has put his West Hollywood Hills home on the market for $3.35 million. The “American Idol” season 8 runner-up, who has been touring with several remaining members of Queen, most recently in The Rhapsody Tour, bought the house for just under $3 million in 2014, according to the Los Angeles Times.

Built in 1947, the home has been renovated and expanded to nearly 4,000 square feet. It has three bedrooms, three-and-a-half bathrooms, formal rooms, family rooms and a chef’s kitchen, according to the listing.

Take a look inside.

The property is gated, sitting above Sunset Strip on a 9,262 square foot lot.

Outside is an outdoor living space, a fire pit, reflecting pools and a spa.


Company: cnbc, Activity: cnbc, Date: 2019-09-09  Authors: taylor locke
Keywords: news, cnbc, companies, west, million, touring, look, 335, according, listed, timesbuilt, tour, american, square, inside, idols, lambert, adam, rooms, sunset, threeandahalf


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Fearful of bias, Google blocks gender-based pronouns from new AI tool

Google’s technology will not suggest gender-based pronouns because the risk is too high that its “Smart Compose” technology might predict someone’s sex or gender identity incorrectly and offend users, product leaders revealed to Reuters in interviews. Gender is a “a big, big thing” to get wrong. Getting Smart Compose right could be good for business. Gmail has 1.5 billion users, and Lambert said Smart Compose assists on 11 percent of messages worldwide sent from Gmail.com, where the feature firs


Google’s technology will not suggest gender-based pronouns because the risk is too high that its “Smart Compose” technology might predict someone’s sex or gender identity incorrectly and offend users, product leaders revealed to Reuters in interviews. Gender is a “a big, big thing” to get wrong. Getting Smart Compose right could be good for business. Gmail has 1.5 billion users, and Lambert said Smart Compose assists on 11 percent of messages worldwide sent from Gmail.com, where the feature firs
Fearful of bias, Google blocks gender-based pronouns from new AI tool Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-11-27  Authors: sopa images, contributor, getty images
Keywords: news, cnbc, companies, gender, blocks, compose, lambert, pronouns, technology, google, product, fearful, bias, smart, users, ai, genderbased, big, tool


Fearful of bias, Google blocks gender-based pronouns from new AI tool

Google’s technology will not suggest gender-based pronouns because the risk is too high that its “Smart Compose” technology might predict someone’s sex or gender identity incorrectly and offend users, product leaders revealed to Reuters in interviews.

Gmail product manager Paul Lambert said a company research scientist discovered the problem in January when he typed “I am meeting an investor next week,” and Smart Compose suggested a possible follow-up question: “Do you want to meet him?” instead of “her.”

Consumers have become accustomed to embarrassing gaffes from autocorrect on smartphones. But Google refused to take chances at a time when gender issues are reshaping politics and society, and critics are scrutinizing potential biases in artificial intelligence like never before.

“Not all ‘screw ups’ are equal,” Lambert said. Gender is a “a big, big thing” to get wrong.

Getting Smart Compose right could be good for business. Demonstrating that Google understands the nuances of AI better than competitors is part of the company’s strategy to build affinity for its brand and attract customers to its AI-powered cloud computing tools, advertising services and hardware.

Gmail has 1.5 billion users, and Lambert said Smart Compose assists on 11 percent of messages worldwide sent from Gmail.com, where the feature first launched.

Smart Compose is an example of what AI developers call natural language generation (NLG), in which computers learn to write sentences by studying patterns and relationships between words in literature, emails and web pages.


Company: cnbc, Activity: cnbc, Date: 2018-11-27  Authors: sopa images, contributor, getty images
Keywords: news, cnbc, companies, gender, blocks, compose, lambert, pronouns, technology, google, product, fearful, bias, smart, users, ai, genderbased, big, tool


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Black and white TV is not completely out of style in the UK

Although black and white television is ancient history for most tech-savvy consumers, more than 7,000 households in the UK still use the monochromatic TV set. The UK’s licensing body, TV Licensing, revealed that curious fact last week, underscoring that despite the overwhelming migration to streaming and high-definition TV units, a small subset of consumers in Britain still watch TV the old fashioned way. Jason Hill, a spokesperson for TV Licensing, couldn’t provide an exact reason for why some


Although black and white television is ancient history for most tech-savvy consumers, more than 7,000 households in the UK still use the monochromatic TV set. The UK’s licensing body, TV Licensing, revealed that curious fact last week, underscoring that despite the overwhelming migration to streaming and high-definition TV units, a small subset of consumers in Britain still watch TV the old fashioned way. Jason Hill, a spokesperson for TV Licensing, couldn’t provide an exact reason for why some
Black and white TV is not completely out of style in the UK Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-11-15  Authors: falyn page, lambert, archive photos, getty images
Keywords: news, cnbc, companies, licensing, white, completely, uk, style, licence, black, watch, monochromatic, households, tv, tvs, color


Black and white TV is not completely out of style in the UK

Although black and white television is ancient history for most tech-savvy consumers, more than 7,000 households in the UK still use the monochromatic TV set.

The UK’s licensing body, TV Licensing, revealed that curious fact last week, underscoring that despite the overwhelming migration to streaming and high-definition TV units, a small subset of consumers in Britain still watch TV the old fashioned way.

A licence is required by law to watch or record live TV programs on any channel using any type of device, including a TV, laptop, tablet and cellular device. According to TV Licensing’s index, the most black and white licenses can be found in London at 1,768; followed by the West Midlands with 431 licenses, and Greater Manchester with 390.

Jason Hill, a spokesperson for TV Licensing, couldn’t provide an exact reason for why some TV watchers still preferred black and white. However, he told CNBC that “over half of the UK’s TVs now connect to the internet, so it’s interesting that more than 7,000 households still choose to watch their favorite shows on a black and white telly.”

Since its beginnings in 1967, many people have switched over to color transmissions. Yet as of the year 2000, there were still 212,000 households that watched shows using their black and white transmissions, according to TV Licensing data. Over the years this number has since declined drastically, but there are still people in the world who enjoy their monochromatic television.

One advantage of having a black and white licence over a color licence is that it’s significantly cheaper. A black and white license holder is paying £50.50 a year (nearly $65), when compared to a color licence holder who is paying three times that price at £150.50 (or over $192) a year.

Meanwhile, its clear that at least some watchers simply enjoy the colorless experience. Jeffrey Borinsky, a London-based television and radio technology historian, raved about his monochromatic televison to TV Licensing.

“There are hundreds of collectors like myself who have many black and white TVs. Who wants all this new-fangled [high-definition TVs], satellite dishes or a screen that’s bigger than your room, when you can have glorious black and white TV!”

Although many stores no longer sale black and white tv sets, many are still offered on sites such as eBay, and at vintage shops around the world.


Company: cnbc, Activity: cnbc, Date: 2018-11-15  Authors: falyn page, lambert, archive photos, getty images
Keywords: news, cnbc, companies, licensing, white, completely, uk, style, licence, black, watch, monochromatic, households, tv, tvs, color


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Reverse mortgages have some pros and some cons for seniors

It’s no wonder the reverse mortgage is one of the most misunderstood mortgage products around. That was fine when reverse mortgages were an exotic loan product that few people purchased. There are three main types of reverse mortgages. The main benefit of a reverse mortgage is that the borrower’s credit is not a deal breaker when it comes to approval. Something important to consider is that fees and costs vary significantly from one reverse mortgage to another.


It’s no wonder the reverse mortgage is one of the most misunderstood mortgage products around. That was fine when reverse mortgages were an exotic loan product that few people purchased. There are three main types of reverse mortgages. The main benefit of a reverse mortgage is that the borrower’s credit is not a deal breaker when it comes to approval. Something important to consider is that fees and costs vary significantly from one reverse mortgage to another.
Reverse mortgages have some pros and some cons for seniors Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-09-18  Authors: miron lulic, founder, ceo of supermoney, hero images, getty images, jamie grill, aliaksandr bukatsich, istock, lambert, archive photos
Keywords: news, cnbc, companies, house, fixedincome, reverse, hecm, pros, mortgages, mortgage, value, homeowners, loan, cons, heirs, seniors


Reverse mortgages have some pros and some cons for seniors

It’s no wonder the reverse mortgage is one of the most misunderstood mortgage products around. That was fine when reverse mortgages were an exotic loan product that few people purchased. However, more than 1 million have been sold since the government program that insures them started in 1990.

So, what is a reverse mortgage? A reverse mortgage is a loan that uses a primary residential home as collateral. In that sense, it’s like a traditional mortgage. However, unlike regular mortgages, the amount a borrower owes on a reverse mortgage increases over time, and payment is only due when the homeowner no longer lives in the property.

There are three main types of reverse mortgages. Most of them – around 90 percent – are insured by the Federal Housing Administration. There is the standard HECM, which you can use as a line of credit, a monthly installment or a lump sum. There is also an HECM for Purchase, which borrowers use to buy a home and finally there’s an HECM Refinance, which allows you to convert an existing HECM into a new HECM, to either benefit from lower rates or borrow more money.

What are the benefits and disadvantages? The main benefit of a reverse mortgage is that the borrower’s credit is not a deal breaker when it comes to approval. The key factors are the value of the house, the loan amount and the age of the borrower.

More from Fixed Income Strategies:

Protecting fixed-income investments from inflation

Impact investing for fixed-income investors

Bonds dominating fixed-income portfolios an outdated idea

In 2018, senior home equity hit $6.8 trillion and it continues to grow. This makes reverse mortgages a particularly attractive option for some senior homeowners. Note that even if the value of your home drops, the homeowner’s heirs will never owe more than the value of the home when it is sold.

If the value of your home holds or rises, the homeowner or the heirs could be left with some equity when the house is finally sold. As long as property taxes and insurance is paid, they can never be forced to leave the home. These are attractive benefits for elderly homeowners who are struggling to make ends meet.

However, there are serious disadvantages to consider. For example, reverse mortgages reduce the inheritance you leave for your heirs. Unless they pay off the reverse mortgage, they will not inherit the house. Also, HECMs are not cheap. They are expensive when compared to home equity lines of credit and second mortgages, particularly when you consider the mortgage insurance premium.

Something important to consider is that fees and costs vary significantly from one reverse mortgage to another. Homeowners can save a great deal of money by shopping around and comparing terms. It pays to shop around and get quotes before choosing a lender. You are also restricted from leaving your home for more than a year, and there is no annual tax deduction for interest.


Company: cnbc, Activity: cnbc, Date: 2018-09-18  Authors: miron lulic, founder, ceo of supermoney, hero images, getty images, jamie grill, aliaksandr bukatsich, istock, lambert, archive photos
Keywords: news, cnbc, companies, house, fixedincome, reverse, hecm, pros, mortgages, mortgage, value, homeowners, loan, cons, heirs, seniors


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Pay down your student loans without sacrificing your retirement wealth

If you have student loans, watch out. College graduates who have student debt have about 50 percent less in retirement plan assets by the time they reach age 30 compared to those who have no loans, according to research from the Center for Retirement Research at Boston College. And just having student loans — no matter the size of those debts — was enough to affect the size of individuals’ retirement savings. That is because making regular payments to whittle down your student loans will enable


If you have student loans, watch out. College graduates who have student debt have about 50 percent less in retirement plan assets by the time they reach age 30 compared to those who have no loans, according to research from the Center for Retirement Research at Boston College. And just having student loans — no matter the size of those debts — was enough to affect the size of individuals’ retirement savings. That is because making regular payments to whittle down your student loans will enable
Pay down your student loans without sacrificing your retirement wealth Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-09-17  Authors: lorie konish, jamie grill, getty images, aliaksandr bukatsich, istock, lambert, archive photos, filippobacci, roger wright
Keywords: news, cnbc, companies, reach, sacrificing, student, wealth, saving, graduates, pay, size, loans, retirement, research, loan, plan


Pay down your student loans without sacrificing your retirement wealth

If you have student loans, watch out. Your retirement wealth may be reduced.

College graduates who have student debt have about 50 percent less in retirement plan assets by the time they reach age 30 compared to those who have no loans, according to research from the Center for Retirement Research at Boston College.

And just having student loans — no matter the size of those debts — was enough to affect the size of individuals’ retirement savings.

“This result suggests that young graduates consider the simple existence of a student loan — rather than its size — to be a constraint on their 401(k) saving,” the research said.

Not saving enough for retirement in your early years can have a lasting impact, particularly when it comes to lost investment earnings and the potential sacrifice of an employer match.

More from Fixed Income Strategies:

How to protect your fixed-income investments from inflation

A fixed-income investor’s guide to impact investing

Short-term bond funds stage a comeback

When juggling high loan balances and a long time horizon until retirement, it can be difficult to decide which financial goal should be your priority.

“In reality, most new graduates should probably be doing a little bit of both,” said Christine Benz, director of personal finance at Morningstar.

That is because making regular payments to whittle down your student loans will enable you to make steady progress toward financial freedom. Meanwhile, you should be contributing at least enough to your retirement plan to receive an employer match, if you are eligible for one.

But after you reach those initial hurdles, there are some key things to consider when deciding where to put your extra money to get the most bang for your buck.


Company: cnbc, Activity: cnbc, Date: 2018-09-17  Authors: lorie konish, jamie grill, getty images, aliaksandr bukatsich, istock, lambert, archive photos, filippobacci, roger wright
Keywords: news, cnbc, companies, reach, sacrificing, student, wealth, saving, graduates, pay, size, loans, retirement, research, loan, plan


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Conventional wisdom of bonds dominating a portfolio in retirement is now outdated

In 1988, the 10-year Treasury yielded between 8 percent and 9 percent, and the inflation rate was about 4 percent. Additionally, many people who retired in the 1980s had pensions that covered most of their living expenses so they could afford to take a conservative approach with their retirement portfolio. Yet despite these low rates, the “conventional wisdom” of overweighting bonds in a retirement portfolio has not changed. More from Fixed Income Strategies:Protecting your fixed income investme


In 1988, the 10-year Treasury yielded between 8 percent and 9 percent, and the inflation rate was about 4 percent. Additionally, many people who retired in the 1980s had pensions that covered most of their living expenses so they could afford to take a conservative approach with their retirement portfolio. Yet despite these low rates, the “conventional wisdom” of overweighting bonds in a retirement portfolio has not changed. More from Fixed Income Strategies:Protecting your fixed income investme
Conventional wisdom of bonds dominating a portfolio in retirement is now outdated Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-09-10  Authors: ashdaniels, retirement planner at shorebridge wealth managemen, lambert, archive photos, getty images, filippobacci, colin anderson, squaredpixels, roger wright
Keywords: news, cnbc, companies, outdated, fixed, bonds, environment, dominating, inflation, rate, retirement, portfolio, retirees, income, conventional, wisdom, market


Conventional wisdom of bonds dominating a portfolio in retirement is now outdated

To that point, 30 years ago the retirement and bond market landscape looked quite different from the one we’re currently experiencing. In 1988, the 10-year Treasury yielded between 8 percent and 9 percent, and the inflation rate was about 4 percent. Additionally, many people who retired in the 1980s had pensions that covered most of their living expenses so they could afford to take a conservative approach with their retirement portfolio. They could invest their portfolio in 10-year Treasurys, live on 4 percent of the bond income and still keep up with inflation, all while many had the security of multiple guaranteed income streams via Social Security and a pension.

High guaranteed incomes and a high-interest bond market are two comforts that today’s retirees do not have. Here in 2018, pensions are disappearing at an alarming rate, the 10-year Treasury is yielding around just 3 percent, and inflation is about 2 percent. Safe to say, it is a very different environment. Yet despite these low rates, the “conventional wisdom” of overweighting bonds in a retirement portfolio has not changed.

Sticking with this outdated retirement strategy in such a low-rate environment all but requires retirees to invest in lower-quality, longer-term bonds to have any chance of providing the income and inflation protection they’re seeking. I’ve observed this is increasingly the case.

More from Fixed Income Strategies:

Protecting your fixed income investments from inflation

Forgot to take your RMD? How to avoid a penalty

3 advisors on how to build a better portfolio

Unfortunately, this approach exposes their portfolio to additional credit and interest-rate risk while also increasing the correlation to their equity portfolio. The more your fixed income portfolio acts like equities, the more you are taking the exact risk (albeit a little less) that many retirees are trying to avoid without even realizing it.

As you’ve probably surmised, I believe many retirees are looking at bonds and their overall portfolios all wrong. I think bonds, especially in this interest rate environment, should be viewed solely as a safe harbor in the face of significant market declines rather than an income stream through all stock market environments. This being the case, I believe the use of high-quality, short-term bonds held in less quantity than conventionally discussed is a better overall approach to retirement income planning.

The goal of fixed income in a retirement portfolio shouldn’t be total return, but stability and this is where many retirees are missing the boat. In retirement, when the market goes south, there needs to be a dependable asset class to provide the income needed. And generally, short-term high-quality bonds are more likely to provide that stability.


Company: cnbc, Activity: cnbc, Date: 2018-09-10  Authors: ashdaniels, retirement planner at shorebridge wealth managemen, lambert, archive photos, getty images, filippobacci, colin anderson, squaredpixels, roger wright
Keywords: news, cnbc, companies, outdated, fixed, bonds, environment, dominating, inflation, rate, retirement, portfolio, retirees, income, conventional, wisdom, market


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Elon Musk invited 10 people who bought Boring Company hats to tour the LA tunnel

The Boring Company says winners were picked at random. Musk regularly tweeted updates about the sale of the $20 ball caps emblazoned with The Boring Company logo. Musk founded The Boring Company to build tunnels under Southern California roads as a solution to the area’s nightmarish traffic. “To alleviate traffic, transportation corridors, like the buildings that feed into them, must expand into three dimensions. The other option is to ‘go down’ and build tunnels,” The Boring Company says on its


The Boring Company says winners were picked at random. Musk regularly tweeted updates about the sale of the $20 ball caps emblazoned with The Boring Company logo. Musk founded The Boring Company to build tunnels under Southern California roads as a solution to the area’s nightmarish traffic. “To alleviate traffic, transportation corridors, like the buildings that feed into them, must expand into three dimensions. The other option is to ‘go down’ and build tunnels,” The Boring Company says on its
Elon Musk invited 10 people who bought Boring Company hats to tour the LA tunnel Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2018-01-19  Authors: catherine clifford, brian snyder
Keywords: news, games, cnbc, companies, la, tour, bought, company, musk, hat, tweeted, tunnels, transportation, hats, elon, traffic, lambert, tunnel, invited, boring


Elon Musk invited 10 people who bought Boring Company hats to tour the LA tunnel

The prospect of visiting a construction site may not sound that exciting — unless the invite comes from billionaire serial entrepreneur Elon Musk and the site is The Boring Company’s Los Angeles tunnel.

In December, the CEO of SpaceX and Tesla tweeted that anyone who bought one of the 50,000 logoed baseball caps The Boring Company was selling would be entered in a raffle to win a tour of the tunnel the infrastructure company is digging.

Now those lucky hat owners have been picked.

Fred Lambert, the editor in chief at electric vehicle website Electrek, was a winner. The Boring Company says winners were picked at random. According to Lambert, he bought five of the $20 hats to increase his odds.

Thursday, Lambert shared the text of the letter he received from the company. It reads:

“Congrats! Per Elon’s tweet, you’ve been randomly selected as one of 10 lucky hat aficionados invited to tour The Boring Company’s LA tunnel, drive our boring machine, and attend our Hyperloop Competition weekend this summer! “Expect to receive more information in late February as to the specific dates. Note that, if you choose to attend, you will need to cover your own transportation and accommodation costs. “Bring some shoes you’re comfortable getting dirty… and your hat, of course.”

Musk regularly tweeted updates about the sale of the $20 ball caps emblazoned with The Boring Company logo. The hats went on sale in October and were sold out by December, raising $1 million to fund the business.

Musk founded The Boring Company to build tunnels under Southern California roads as a solution to the area’s nightmarish traffic. Plans for the business were first announced in December 2016.

“To alleviate traffic, transportation corridors, like the buildings that feed into them, must expand into three dimensions. One option is to ‘go up’ with flying cars. However, flying cars have issues with weather, noise, and generally increase anxiety levels of those below them. The other option is to ‘go down’ and build tunnels,” The Boring Company says on its company website.

At the end of October, Musk said the tunnel would run beneath a 17-miles-long stretch of the 405 highway “in a year or so.”

Musk has shared a handful of images of the progress already made on his Instagram.


Company: cnbc, Activity: cnbc, Date: 2018-01-19  Authors: catherine clifford, brian snyder
Keywords: news, games, cnbc, companies, la, tour, bought, company, musk, hat, tweeted, tunnels, transportation, hats, elon, traffic, lambert, tunnel, invited, boring


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10 research-proven tricks that make you seem smarter than you are

It’s great to be smart, but intelligence is a hard thing to pin down. In many cases, how smart people think you are is just as important as how smart you actually are. -Woodrow WilsonAs it turns out, intelligence only explains about 20 percent of how you do in life; much of the other 80 percent comes down to emotional intelligence (EQ). More from Travis Bradberry:Ten silly things you do that make you less likableFive signs you’re much smarter than averageNine signs you’re successful—even if it d


It’s great to be smart, but intelligence is a hard thing to pin down. In many cases, how smart people think you are is just as important as how smart you actually are. -Woodrow WilsonAs it turns out, intelligence only explains about 20 percent of how you do in life; much of the other 80 percent comes down to emotional intelligence (EQ). More from Travis Bradberry:Ten silly things you do that make you less likableFive signs you’re much smarter than averageNine signs you’re successful—even if it d
10 research-proven tricks that make you seem smarter than you are Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2017-12-14  Authors: travis bradberry, lambert, getty images
Keywords: news, games, cnbc, companies, smart, signs, tricks, researchproven, smarter, important, eq, youre, emotional, high, intelligence, eqs, workplace


10 research-proven tricks that make you seem smarter than you are

It’s great to be smart, but intelligence is a hard thing to pin down. In many cases, how smart people think you are is just as important as how smart you actually are.

“I not only use all the brains that I have, but all that I can borrow.” -Woodrow Wilson

As it turns out, intelligence only explains about 20 percent of how you do in life; much of the other 80 percent comes down to emotional intelligence (EQ). EQ is a skill that’s so important that 90 percent of top performers in the workplace have high EQs and people with high EQs make $28,000 more annually than those with low EQs.

More from Travis Bradberry:

Ten silly things you do that make you less likable

Five signs you’re much smarter than average

Nine signs you’re successful—even if it doesn’t feel like it

The hallmark of emotional intelligence is self-awareness, which involves not just knowing how you are but also how other people perceive you. People with high emotional intelligence are masters of influence — they’re skilled at altering their behavior to make the most of a given situation.


Company: cnbc, Activity: cnbc, Date: 2017-12-14  Authors: travis bradberry, lambert, getty images
Keywords: news, games, cnbc, companies, smart, signs, tricks, researchproven, smarter, important, eq, youre, emotional, high, intelligence, eqs, workplace


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