Is it better to get $125 or free credit monitoring from Equifax?

Under the terms of the settlement, those who had their data hacked are eligible to receive up to 10 years of credit monitoring or $125 if they’ve already signed up for a credit monitoring service. “There should be no reason whatsoever not to file, especially the basic claim — the credit monitoring — or if you have credit monitoring, the claim for $125,” says Jack Gillis, executive director of the Consumer Federation of America. But is it a better deal to request the cash or sign up for credit mo


Under the terms of the settlement, those who had their data hacked are eligible to receive up to 10 years of credit monitoring or $125 if they’ve already signed up for a credit monitoring service. “There should be no reason whatsoever not to file, especially the basic claim — the credit monitoring — or if you have credit monitoring, the claim for $125,” says Jack Gillis, executive director of the Consumer Federation of America. But is it a better deal to request the cash or sign up for credit mo
Is it better to get $125 or free credit monitoring from Equifax? Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-07-29  Authors: megan leonhardt
Keywords: news, cnbc, companies, services, monitoring, free, credit, 125, starting, monitor, better, service, equifax, theft, identity


Is it better to get $125 or free credit monitoring from Equifax?

A monitor displays Equifax Inc. signage on the floor of the New York Stock Exchange (NYSE) in New York, U.S., on Friday, Sept. 8, 2017.

Last week, Equifax agreed to pay nearly $700 million to settle federal and state investigations into how it handled a massive 2017 data breach that affected more than 50% of Americans. Under the terms of the settlement, those who had their data hacked are eligible to receive up to 10 years of credit monitoring or $125 if they’ve already signed up for a credit monitoring service. (You can use this online tool to see if you’re impacted by the breach.) “There should be no reason whatsoever not to file, especially the basic claim — the credit monitoring — or if you have credit monitoring, the claim for $125,” says Jack Gillis, executive director of the Consumer Federation of America. The process is very easy and doesn’t take a lot of time. But is it a better deal to request the cash or sign up for credit monitoring? Before you decide there are a few things you should consider:

What is credit monitoring?

Credit monitoring is a service that alerts you when there are any changes to your personal information or new credit inquiries. This can include normal updates, such as changing your address when you move, to potentially fraudulent activity, such as someone opening up a credit card in your name. Credit monitoring generally just provides an alert, so it’s up to you to investigate what’s going on. It can’t prevent identity theft or credit card fraud, nor does it prevent scam emails or phone calls. In the face of so many data breaches and identity theft cases, some companies, such as credit card providers, have rolled out more robust services for their users. These include identity theft monitoring and protection, which watch for suspicious or fraudulent activity involving your identity and could even help you recover any money lost because of a hack.

How do you know if you already have credit monitoring?

You might already be using a site that offers credit monitoring. It’s a popular service that many websites and apps offer alongside free credit scores. If you get alerts or emails about activity related to your credit cards or loans, then you probably have some kind of monitoring in place. Here are some popular websites and apps that offer free credit monitoring: CreditWise from Capital One

Credit Journey from Chase

Credit Karma

Credit Sesame

Mint

MyCredit Guide from American Express

USAA

WalletHub Keep in mind that these free services may not be as comprehensive as the credit monitoring offered by the Equifax settlement. Mint, Credit Journey and MyCredit Guide, for example, only monitor your TransUnion credit report, rather than all three credit bureaus. There are also a number of paid financial services that offer more in-depth credit monitoring. Here’s a look at some of the most popular paid services, all of which have a monitoring component. Dashlane ($9.99 a month)

Experian CreditWorks ($24.99 per month)

Identity Force ($17.95 per month)

Identity Guard (starting at $7.50 per month)

LifeLock (starting at $9.99 per month)

Mint Credit Monitor ($16.99 per month)

myFICO (starting at $19.99 per month)

PrivacyGuard ($19.99 per month)

Transunion Credit Monitoring ($24.99 per month) If you want the most comprehensive coverage, it might make more financial sense to sign up for the free monitoring offered by the Equifax settlement, as opposed to the $125 payout. It’s a good value: A year of Mint’s paid Credit Monitor service, which includes surveillance on your report from all three bureaus, is over $200 out-of-pocket. Over 10 years, you would spend $2,000 on the service.

How to file a claim


Company: cnbc, Activity: cnbc, Date: 2019-07-29  Authors: megan leonhardt
Keywords: news, cnbc, companies, services, monitoring, free, credit, 125, starting, monitor, better, service, equifax, theft, identity


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European stocks close mixed as investors monitor earnings; Philips shares up 5%

In corporate news, Dutch health technology company Philips surged to the top of the index after a stronger-than-anticipated 6% rise in comparable sales for the second quarter. The company cited robust demand for its hospital equipment in China and the U.S. during the three-month period. Meanwhile, Swiss private bank Julius Baer reported a 19% decline in adjusted net profit in the first half of 2019. Outgoing CEO Bernhard Hodler nevertheless said that profitability at the firm had “markedly impro


In corporate news, Dutch health technology company Philips surged to the top of the index after a stronger-than-anticipated 6% rise in comparable sales for the second quarter. The company cited robust demand for its hospital equipment in China and the U.S. during the three-month period. Meanwhile, Swiss private bank Julius Baer reported a 19% decline in adjusted net profit in the first half of 2019. Outgoing CEO Bernhard Hodler nevertheless said that profitability at the firm had “markedly impro
European stocks close mixed as investors monitor earnings; Philips shares up 5% Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-07-22  Authors: elliot smith sam meredith, elliot smith, sam meredith
Keywords: news, cnbc, companies, earnings, billion, european, stocks, shares, company, swiss, investors, close, technology, philips, firm, threemonth, worst, capital, mixed, monitor, whitbread


European stocks close mixed as investors monitor earnings; Philips shares up 5%

In corporate news, Dutch health technology company Philips surged to the top of the index after a stronger-than-anticipated 6% rise in comparable sales for the second quarter. The company cited robust demand for its hospital equipment in China and the U.S. during the three-month period. Shares jumped over 5% on the news.

Meanwhile, Swiss private bank Julius Baer reported a 19% decline in adjusted net profit in the first half of 2019. Outgoing CEO Bernhard Hodler nevertheless said that profitability at the firm had “markedly improved” compared to last year. Shares of the company rose over 1%.

Among the worst performing individual stocks however was British hotel and restaurant chain Whitbread, which slid more than 4% after it returned £2.5 billion ($3.1 billion) of capital to shareholders. The firm said it was not planning any further return of capital.


Company: cnbc, Activity: cnbc, Date: 2019-07-22  Authors: elliot smith sam meredith, elliot smith, sam meredith
Keywords: news, cnbc, companies, earnings, billion, european, stocks, shares, company, swiss, investors, close, technology, philips, firm, threemonth, worst, capital, mixed, monitor, whitbread


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European stocks close higher as investors monitor earnings; Burberry shares jump 14%

The pan-European Stoxx 600 was up 0.3% at the end of the session, with construction and material stocks, up 1.65%, leading the gains. Sterling slipped to around $1.24 as fears of a no-deal Brexit rose following comments from potential Conservative Party leader, Boris Johnson. Stateside, corporate figures will also be on traders’ minds with J.P. Morgan, Wells Fargo and Johnson & Johnson all set to report. Citigroup kicked off the earnings season on Wall Street Monday, reporting better-than-expect


The pan-European Stoxx 600 was up 0.3% at the end of the session, with construction and material stocks, up 1.65%, leading the gains. Sterling slipped to around $1.24 as fears of a no-deal Brexit rose following comments from potential Conservative Party leader, Boris Johnson. Stateside, corporate figures will also be on traders’ minds with J.P. Morgan, Wells Fargo and Johnson & Johnson all set to report. Citigroup kicked off the earnings season on Wall Street Monday, reporting better-than-expect
European stocks close higher as investors monitor earnings; Burberry shares jump 14% Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-07-16  Authors: elliot smith ryan browne, elliot smith, ryan browne
Keywords: news, cnbc, companies, earnings, second, stocks, following, investors, burberry, shares, stoxx, major, economy, trade, monitor, european, close, rose, johnson, figures, sales, jump, higher


European stocks close higher as investors monitor earnings; Burberry shares jump 14%

The pan-European Stoxx 600 was up 0.3% at the end of the session, with construction and material stocks, up 1.65%, leading the gains.

Sterling slipped to around $1.24 as fears of a no-deal Brexit rose following comments from potential Conservative Party leader, Boris Johnson. The dollar also strengthened after better-than-expected U.S. retail sales data.

Market players are largely focused on upcoming results from major companies Tuesday. In Europe, Burberry shares soared more than 14% to top the Stoxx 600 after the British luxury brand reported a pick-up in first-quarter sales driven by new designs from creative chief Riccardo Tisci.

Shares of Swedish power tools giant Husqvarna dropped 5% to the bottom of the European blue chip index after its CEO said its full-year 2019 operating margin would be at the lower end of the previous guidance range due to weak sales early in the second quarter.

Fiat Chrysler stock was down 3% at the closing bell after it was initiated at a “sell” rating by Goldman Sachs.

Stateside, corporate figures will also be on traders’ minds with J.P. Morgan, Wells Fargo and Johnson & Johnson all set to report.

Citigroup kicked off the earnings season on Wall Street Monday, reporting better-than-expected profit and revenue numbers for the second quarter.

Shares of Ryanair were up by 2.6% on Tuesday, despite the airline halving its 2020 passenger growth outlook on the back of delayed deliveries of Boeing’s 737 Max jet.

Meanwhile, trade continues to be an area of focus for the market. President Donald Trump said Monday that U.S. tariffs were having a “major effect” on China, following the release of data that showed China’s economy growing at its slowest pace in 27 years.

Elsewhere, in terms of data, the euro zone’s balance of trade for May came in at a surplus of 23 billion euros ($25.85 billion). Seasonally adjusted exports rose by 1.4% while imports were down 1%. The figures provide fresh indication that the currency area’s economy is holding steady amid global trade tensions.

July’s economic sentiment figures for Germany came in at -24.5 versus -22.3 expectations, compounding the economic uncertainty shrouding Europe’s largest economy.


Company: cnbc, Activity: cnbc, Date: 2019-07-16  Authors: elliot smith ryan browne, elliot smith, ryan browne
Keywords: news, cnbc, companies, earnings, second, stocks, following, investors, burberry, shares, stoxx, major, economy, trade, monitor, european, close, rose, johnson, figures, sales, jump, higher


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Apple continues expanding into health care by selling a consumer-focused diabetes monitor in stores

Some Apple retail locations now sell a glucose monitor that integrates with the iPhone to give people with diabetes a way to track their blood sugar through Apple’s Health app. One Drop is an aesthetically designed blood glucose monitor with an associated iPhone app that integrates with Apple’s Health app, as well as a separate Apple Watch app. Earlier this year, Apple CEO Tim Cook said the company’s health products will be Apple’s “greatest contribution to mankind. ” Apple has experimented with


Some Apple retail locations now sell a glucose monitor that integrates with the iPhone to give people with diabetes a way to track their blood sugar through Apple’s Health app. One Drop is an aesthetically designed blood glucose monitor with an associated iPhone app that integrates with Apple’s Health app, as well as a separate Apple Watch app. Earlier this year, Apple CEO Tim Cook said the company’s health products will be Apple’s “greatest contribution to mankind. ” Apple has experimented with
Apple continues expanding into health care by selling a consumer-focused diabetes monitor in stores Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-06-27  Authors: christina farr kif leswing, christina farr, kif leswing
Keywords: news, cnbc, companies, consumerfocused, iphone, app, expanding, drop, store, monitor, care, health, stores, selling, glucose, continues, products, apple, diabetes


Apple continues expanding into health care by selling a consumer-focused diabetes monitor in stores

Some Apple retail locations now sell a glucose monitor that integrates with the iPhone to give people with diabetes a way to track their blood sugar through Apple’s Health app.

One Drop is an aesthetically designed blood glucose monitor with an associated iPhone app that integrates with Apple’s Health app, as well as a separate Apple Watch app. It’s the only diabetes product that Apple is currently selling in its physical stores, although it previously carried One Drop online and carried a Sanofi monitor in 2012.

The introduction of OneDrop is a prime example of how Apple is breaking into the health space by selling consumer-oriented products and integrating the data from them in its Health app, making the iPhone and Apple Watch hubs for people’s personal health.

Apple hasn’t been shy about its interest in creating products and services to address the health market. Earlier this year, Apple CEO Tim Cook said the company’s health products will be Apple’s “greatest contribution to mankind. ” Apple has experimented with creating its own glucose monitor, and Apple CEO Tim Cook has been spotted testing a continuous glucose monitor, although he’s not known to have diabetes. (One Drop isn’t continuous. It requires a finger prick before every individual reading.)

Apple’s health team and the merchandisers who select products for the store are different divisions at Apple. But the inclusion of One Drop in the store is a sign that Apple products are increasingly capable of performing health-related tasks.

“I think it’s great to have more consumer-friendly medical devices in the Apple Store,” said Aaron Neinstein, an endocrinologist at UC San Francisco, who treats patients with diabetes. “One Drop has embraced the fact that they’re part of people’s lives, and that includes their smartphone, and I wish other more traditional device makers would follow suit.”


Company: cnbc, Activity: cnbc, Date: 2019-06-27  Authors: christina farr kif leswing, christina farr, kif leswing
Keywords: news, cnbc, companies, consumerfocused, iphone, app, expanding, drop, store, monitor, care, health, stores, selling, glucose, continues, products, apple, diabetes


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Why Europe needs to monitor China’s rare earths threat

European manufacturers will need to keep an eye on China’s “near-monopoly” on the extraction and supply of rare earth minerals as they move toward electric power, experts have told CNBC. Rare earths — minerals found in a wide range of everyday consumer electronics — hit the headlines over the past week as China hinted at stopping the export of rare earths to the U.S., after Washington increased tariffs on $200 billion worth of Chinese goods. The group of 17 minerals aren’t actually rare, but are


European manufacturers will need to keep an eye on China’s “near-monopoly” on the extraction and supply of rare earth minerals as they move toward electric power, experts have told CNBC. Rare earths — minerals found in a wide range of everyday consumer electronics — hit the headlines over the past week as China hinted at stopping the export of rare earths to the U.S., after Washington increased tariffs on $200 billion worth of Chinese goods. The group of 17 minerals aren’t actually rare, but are
Why Europe needs to monitor China’s rare earths threat Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-06-06  Authors: elliot smith
Keywords: news, cnbc, companies, worth, europe, threat, chinas, minerals, supply, china, worlds, rare, monitor, told, electric, needs, earths, export


Why Europe needs to monitor China's rare earths threat

European manufacturers will need to keep an eye on China’s “near-monopoly” on the extraction and supply of rare earth minerals as they move toward electric power, experts have told CNBC.

Rare earths — minerals found in a wide range of everyday consumer electronics — hit the headlines over the past week as China hinted at stopping the export of rare earths to the U.S., after Washington increased tariffs on $200 billion worth of Chinese goods.

The group of 17 minerals aren’t actually rare, but are produced in fairly scarce quantities compared with abundantly mined metals like copper. They have grown in prominence in recent years due to their use in high-tech equipment, defense manufacturing and electric vehicles.

China extracted 70% of the world’s rare earths in 2018.

Martin Eales, CEO of London-listed Rainbow Rare Earths, which runs an ongoing mining project in Burundi, told CNBC that China may not opt for an outright export ban but rather a reduction in its production quota, which “by definition would reduce the amount of rare earths material available for export and potentially create supply problems for rest-of-the-world users.”


Company: cnbc, Activity: cnbc, Date: 2019-06-06  Authors: elliot smith
Keywords: news, cnbc, companies, worth, europe, threat, chinas, minerals, supply, china, worlds, rare, monitor, told, electric, needs, earths, export


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Treasury yields tick lower as investors monitor US-China trade

U.S. government debt prices were higher on Tuesday morning, as investors monitored developments in U.S.-China trade. At around 02:02 a.m. ET, the yield on the benchmark 10-year Treasury note, which moves inversely to price, was lower at around 2.4800%, while the yield on the 30-year Treasury bond was also lower at around 2.8945%.


U.S. government debt prices were higher on Tuesday morning, as investors monitored developments in U.S.-China trade. At around 02:02 a.m. ET, the yield on the benchmark 10-year Treasury note, which moves inversely to price, was lower at around 2.4800%, while the yield on the 30-year Treasury bond was also lower at around 2.8945%.
Treasury yields tick lower as investors monitor US-China trade Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-05-07  Authors: silvia amaro
Keywords: news, cnbc, companies, lower, yield, prices, trade, investors, treasury, uschina, note, moves, morning, price, monitor, yields, tradeat, tick


Treasury yields tick lower as investors monitor US-China trade

U.S. government debt prices were higher on Tuesday morning, as investors monitored developments in U.S.-China trade.

At around 02:02 a.m. ET, the yield on the benchmark 10-year Treasury note, which moves inversely to price, was lower at around 2.4800%, while the yield on the 30-year Treasury bond was also lower at around 2.8945%.


Company: cnbc, Activity: cnbc, Date: 2019-05-07  Authors: silvia amaro
Keywords: news, cnbc, companies, lower, yield, prices, trade, investors, treasury, uschina, note, moves, morning, price, monitor, yields, tradeat, tick


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PRTG Network Monitor (WIN-94HPVNGF4H4)


PRTG Network Monitor (WIN-94HPVNGF4H4) Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-05-01
Keywords: news, cnbc, companies, monitor, win94hpvngf4h4, network, prtg



Company: cnbc, Activity: cnbc, Date: 2019-05-01
Keywords: news, cnbc, companies, monitor, win94hpvngf4h4, network, prtg


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Employee privacy is at stake as surveillance tech monitors workers

The system can track when and where workers put in or remove items from the bins. Walmart last year patented a system that lets the retail giant listen in on workers and customers. Sensors can also capture sounds from guests talking while in line and determine whether employees are greeting guests. Microsoft’s Workplace Analytics lets employers monitor data such as time spent on email, meeting time or time spent working after hours. The company also collects data to monitor who is communicating


The system can track when and where workers put in or remove items from the bins. Walmart last year patented a system that lets the retail giant listen in on workers and customers. Sensors can also capture sounds from guests talking while in line and determine whether employees are greeting guests. Microsoft’s Workplace Analytics lets employers monitor data such as time spent on email, meeting time or time spent working after hours. The company also collects data to monitor who is communicating
Employee privacy is at stake as surveillance tech monitors workers Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-04-15  Authors: ellen sheng, getty images, -lee tien, senior staff attorney, electronic frontier foundation
Keywords: news, cnbc, companies, sensors, monitor, surveillance, employees, bags, stake, employee, data, monitors, track, privacy, system, company, determine, workers, tech


Employee privacy is at stake as surveillance tech monitors workers

Earlier this year, Amazon received a patent for an ultrasonic bracelet that can detect a warehouse worker’s location and monitor their interaction with inventory bins by using ultrasonic sound pulses. The system can track when and where workers put in or remove items from the bins. An Amazon spokesperson said the company has “no plans to introduce this technology” but that, if implemented in the future, could free up associates’ hands, which now hold scanners to check and fulfill orders.

Walmart last year patented a system that lets the retail giant listen in on workers and customers. The system can track employee “performance metrics” and ensure that employees are performing their jobs efficiently and correctly by listening for sounds such as rustling of bags or beeps of scanners at the checkout line and can determine the number of items placed in bags and number of bags. Sensors can also capture sounds from guests talking while in line and determine whether employees are greeting guests.

Walmart spokesman Kory Lundberg said the company doesn’t have any immediate plans to implement the system. Logistics company UPS has been using sensors in their delivery trucks to track usage to make sure drivers are wearing seat belts and maintenance is up to date.

Companies are also starting to analyze digital data, such as emails and calendar info, in the hopes of squeezing more productivity out of their workers. Microsoft’s Workplace Analytics lets employers monitor data such as time spent on email, meeting time or time spent working after hours. Several enterprises, including Freddie Mac and CBRE, have tested the system.

There’s also Humanyze, a Boston-based start-up that makes wearable badges equipped with RFID sensors, an accelerometer, microphones and Bluetooth. The devices — just slightly thicker than a standard corporate ID badge — can gather audio data such as tone of voice and volume, an accelerometer to determine whether an employee is sitting or standing, and Bluetooth and infrared sensors to track where employees are and whether they are having face-to-face interactions.

The company also collects data to monitor who is communicating in meetings and whether it’s by email or chat program. The data is all aggregated and analyzed to figure out things such as how often IT talks to management or how many hours a week employees sit in meetings.


Company: cnbc, Activity: cnbc, Date: 2019-04-15  Authors: ellen sheng, getty images, -lee tien, senior staff attorney, electronic frontier foundation
Keywords: news, cnbc, companies, sensors, monitor, surveillance, employees, bags, stake, employee, data, monitors, track, privacy, system, company, determine, workers, tech


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PRTG Network Monitor (WIN-94HPVNGF4H4)


PRTG Network Monitor (WIN-94HPVNGF4H4) Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-04-11
Keywords: news, cnbc, companies, win94hpvngf4h4, monitor, network, prtg



Company: cnbc, Activity: cnbc, Date: 2019-04-11
Keywords: news, cnbc, companies, win94hpvngf4h4, monitor, network, prtg


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PRTG Network Monitor (WIN-94HPVNGF4H4)


PRTG Network Monitor (WIN-94HPVNGF4H4) Cached Page below :
Company: cnbc, Activity: cnbc, Date: 2019-04-10
Keywords: news, cnbc, companies, win94hpvngf4h4, monitor, network, prtg



Company: cnbc, Activity: cnbc, Date: 2019-04-10
Keywords: news, cnbc, companies, win94hpvngf4h4, monitor, network, prtg


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